Product Manager - Credit Builder

About the role

What you'll do

• Credit Builder at Vola Finance, you will own the strategy, roadmap, and execution for products that help users build and improve their credit history. You will collaborate closely with design, engineering, data, operations, compliance, and marketing teams to define product requirements, prioritize features, and deliver user-centric solutions. Daily responsibilities include analyzing user behavior and market trends, gathering and refining requirements, writing clear product specifications, and overseeing the lifecycle from discovery to launch and iteration. You will monitor product performance, track KPIs related to credit-building outcomes, run experiments, and incorporate feedback to optimize user experience and business impact. This is a full-time, on-site role based in Bengaluru.

What you'll bring

• Solid product management skills, including roadmap planning, requirements gathering, and end-to-end lifecycle management.
• Experience working with cross-functional teams (e.g., engineering, design, data, marketing, compliance) to deliver consumer-facing products.
• Strong analytical and problem-solving abilities, with experience using data and experimentation to inform decisions and measure impact.
• Understanding of consumer fintech, credit-building products, lending, or personal finance tools, including regulatory and risk considerations.
• User-centric mindset, with experience in user research, customer interviews, and translating insights into product features.
• Excellent written and verbal communication skills, with the ability to present product strategies and outcomes to diverse stakeholders.
• Ability to work in a fast-paced, high-growth environment, prioritize effectively, and adapt to changing requirements.
• Bachelor’s degree in business, engineering, economics, finance, or a related field; advanced degree is a plus.
• 3+ years in product management - consumer fintech, lending, or credit product background is preferable
• Strong grasp of credit scoring mechanics (FICO, VantageScore)
• Hands-on experience working alongside ML or data science , UI / design teams and backend engineering teams
• Comfort with Python , SQL, Excel experimentation, and outcome-driven metrics

Nice to have

• Experience with secured cards, credit-builder loans, or BNPL
• Worked with alternative credit data (rent, utilities, payroll)
• Shipped AI/ML-powered features in a consumer product context
• Familiarity with model cards, bias audits, or responsible AI practices
• Experience at a neobank, CDFI, or credit union