Product Manager Digital Department

Product ManagerFintech

Experience

Not specified

Employment

Full Time

Work mode

Onsite

Level

Product Manager

Location

Bengaluru

Posted

Yesterday

What you'll do

Digital Lending
Muthoot Finance | Secured & Gold Loans Vertical
Location: Corporate Office, Bangalore (Bengaluru)
Work Model: 100% Work from Office
Employment Type: Full-Time | Permanent
Work Schedule: All Saturdays working except the 2nd and 3rd Saturday
Muthoot Finance is undergoing a large-scale digital transformation across its Secured and Unsecured lending verticals. This role owns the digital lending roadmap and omnichannel execution for Gold Loans and Property Loans, serving self-employed and salaried borrowers, with self-employed borrowers as the primary focus.
Build, launch and scale end-to-end digital lending journeys across customer websites and mobile apps, Field Sales Apps and Call Center systems.
Track acquisition, drop-offs, conversions and operational bottlenecks, and deliver data-driven improvements within strict turnaround times.
Work with Engineering, Risk, Underwriting, QA, Analytics and Business Operations to deliver product releases.
Manage integrations with fintech vendors, aggregators, verification APIs and technology platforms.
Track competing digital lending journeys, regulatory updates and fintech developments across the Indian NBFC landscape.

12-18 months of hands-on experience building and scaling Gold Loan / Property Loan digital journeys from scratch across Digital DIY, Call Center and Assisted Sales channels. Generic or traditional product management experience alone does not meet this requirement.
Strong functional knowledge of LOS (Loan Origination Systems), LMS (Loan Management Systems) and BRE (Business Rule Engines).
Practical understanding of digital lending architecture and the ability to read, review and integrate RESTful APIs.
Advanced Excel / Google Sheets skills for funnel modelling, cohort tracking and operational metrics.
Prior software development experience in Web or Android is an added advantage.
EDUCATION
B.Tech / B.E. from a reputed institution.
MBA in Marketing and/or Finance from a recognised university or business school.
HOW TO APPLY
Send your CV to dheeraj.kakarla@muthootgroup.com
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