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Product Manager II - AI

Razorpay·Bengaluru·Onsite

Product ManagerFintechSaaSAI
Experience

2+ years

Employment

Full Time

Work mode

Onsite

Level

Product Manager

Location

Bengaluru

Posted

Today

About the role

Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution.

Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow.

From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech

Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia.

Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently.

Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like

What you'll do

  • We’re building the next generation of AI-powered products and workflows at Razorpay. As an AI PM in the Central AI team
  • , you’ll find high-leverage problems across razorpay and take them from 0 → 1 → adoption
  • . You’ll own the entire journey — understand the problem, shape the solution, prototype it, build it, ship it, and drive impact.
  • This isn’t a traditional PM role. You won’t just write specs and hand them off. You’ll build.
  • You’ll use AI-native tools, agents, APIs, automations and internal systems to make teams dramatically more productive — and make things possible that weren’t possible before.
  • Find high-impact problems across Razorpay where AI can create step-change impact
  • Work with leadership and teams to identify, prioritise and drive AI initiatives.
  • Own products end-to-end — discovery → solutioning → building → shipping → adoption → impact
  • Rapidly prototype and build using Cursor, Claude Code, Replit, Lovable
  • and similar tools.
  • Build AI agents and workflows
  • that reason, use tools, make decisions and take actions.

What you'll bring

  • 2+ years
  • of experience building products — as a PM or an engineering (or in combination)
  • You’re AI-native
  • . Cursor / Claude Code isn’t a novelty — it’s part of how you build.
  • You can go from problem → prototype → working product
  • without waiting for a detailed spec.
  • Strong understanding of LLMs, prompting, agents, tool calling, RAG, APIs, MCPs and evaluations
  • Comfortable reading and writing code, debugging, working with APIs and moving across the stack.
  • Strong product sense — you ask “why?” before “how?”
  • You’ve shipped products and care deeply about adoption and outcomes
  • , not just launches.
  • Comfortable operating with high autonomy and ambiguity

Skills & keywords

FintechSaaSAIProduct ManagerOnsiteAPIPlatformData

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