Product Manager

About the role

What you'll do

• We are looking for an experienced Product Manager to own our LOS / LMS / CBS product group, serving Co-operative Banks and Co-operative Credit Societies. Our product portfolio spans three groups — Fintech & Lending Products, Add-on Solutions, and CBS — and this role carries end-to-end ownership of the CBS product line: vision, roadmap, releases, regulatory alignment, and commercial success.
• Our go-to-market is a mix of direct sales and channel partners across India and international markets, so the role also involves equipping sales teams and partners to position, demonstrate, and implement the product effectively.
• Own the product vision, strategy, and multi-year roadmap for the LOS / LMS / CBS product line for co-operative banks (UCBs, DCCBs, StCBs) and co-operative credit societies, NBFCs
• Manage the full product lifecycle: market research, requirement definition (PRDs/user stories), prioritisation, release planning, and go-live support, working closely with engineering, QA, and implementation teams.
• Track and translate regulatory and statutory requirements affecting the co-operative banking sector (RBI, NABARD, state co-operative acts, audit and reporting norms) into timely product updates.
• Own functional depth across core modules — deposits (SB/CA/FD/RD), loans, share capital and membership, GL and financial reporting, clearing, KYC/AML, locker, and statutory/regulatory reports.
• Drive integration strategy with the payments ecosystem (UPI, IMPS, NEFT/RTGS via sponsor banks, BBPS, micro-ATM/AEPS) and with our Add-on Solutions and Lending product groups.
• Conduct competitor and market analysis in the co-operative banking technology space and define differentiation and pricing/packaging strategy.
• Support sales, pre-sales, and channel partners with product positioning, demos, RFP responses, and partner enablement/certification content.
• Engage directly with customers — bank CEOs, IT heads, and operations teams — to gather feedback, validate priorities, and build reference sites.
• Define and track product KPIs: adoption, release quality, implementation timelines, support ticket trends, and revenue contribution.
• Required Experience & Qualifications

Nice to have

• Direct experience with products serving co-operative banks or co-operative credit societies, and familiarity with their governance, audit, and procurement processes.
• Exposure to NABARD/RBI-driven standardisation and computerisation initiatives in the co-operative sector.
• Experience with cloud/SaaS delivery models for banking software and multi-entity/multi-branch architectures.
• Working knowledge of regional-language requirements common in the co-operative segment.