Senior Product Manager- Aani, Open Finance & Payment Gateway

About the role

What you'll do

• Every Huru user — whether it's a construction worker sending money home or an employer paying a hundred staff on time — touches a payment rail at the moment that matters most to them. Aani, Open Finance, and our Payment Gateway aren't back-office plumbing at Huru; they're the raw material for some of the most impactful, front-facing features we can build.
• We're looking for a Senior Product Manager to take these rails and turn them into products people actually feel — instant transfers that land in seconds, bill payments that just work, and Open Finance-powered experiences that make Huru smarter about the people it serves. You'll decide not just whether a rail works, but what it becomes in the hands of a blue-collar worker checking their balance on a shared phone, or an HR manager processing payroll on a deadline.
• This role also includes turning payments into a real revenue line — local and international bill payments and recharges — built for a segment that's rarely offered anything this convenient before.
• Candidates with hands-on UAE fintech experience (Aani, RPSCS, Open Finance) or India's UPI/BBPS ecosystem are strongly preferred — the rail concepts translate directly, and we want someone who's already seen what "exciting" looks like when a rail becomes a feature people love.
• What you'll Actually Build:
• Aani, reimagined as user experience
• Design how instant P2P and P2A payments feel inside the Huru app for retail users — split bills with roommates, pay a shopkeeper, send money to another worker, all settling in real time.
• On the employer side, explore how Aani can power same-day salary top-ups, urgent vendor payouts, or instant corporate-to-worker disbursements that don't wait for a batch cycle.
• Own the trade-offs between speed, cost, and reliability — and translate those into UX decisions users never have to think about.
• Open Finance, as a workflow — not a compliance checkbox
• Prototype what Open Finance unlocks for a worker with thin credit history: consent-based data sharing that could power faster salary advances, smarter savings nudges, or simpler onboarding.
• On the employer side, imagine how consented data-sharing could streamline reconciliation, payroll funding checks, or credit decisions for corporate lending.

What you'll bring

• 5+ years in Product Management, ideally with experience shipping user-facing features built on a payment rail, PG, or UPI-equivalent system — not just maintaining the rail itself.
• UAE fintech experience strongly preferred — Aani, RPSCS, or UAE Open Finance exposure is a real advantage; India's UPI/BBPS ecosystem experience is equally relevant given the structural overlap.
• A track record of turning infrastructure into a feature users notice — you can point to something you built that people actually talked about, not just a rail that worked.
• Experience building a bill-payment or recharge line as a revenue driver.
• Comfortable moving between two altitudes in the same week — a rail reliability conversation with engineering, and a UX conversation about how a payment confirmation screen should feel.
• Data-driven and curious about people: you're as interested in why a worker checks their balance five times a day as you are in the transaction success rate behind it.