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Product Manager - Retail Assets| Mumbai

CSB BANK·India·Onsite

Lead Product ManagerFintech
Experience

8–10 years

Employment

Full Time

Work mode

Onsite

Level

Lead Product Manager

Location

India

Posted

Yesterday

About the role

Job Description

To design, develop and manage banking products and propositions through market analysis, customer insights and business evaluation. The role requires professional judgment in product enhancement, portfolio management, regulatory compliance and profitability assessment while supporting business objectives and customer outcomes.

What you'll do

  • Develop and execute retail asset product strategies aligned with business goals.
  • Design, launch, and manage lending products across multiple customer segments.
  • Conduct market research and competitor benchmarking.
  • Identify opportunities for product innovation and differentiation.
  • Define pricing strategies, fees and promotional campaigns.
  • Monitor portfolio growth, profitability and asset quality.
  • Analyze disbursement trends, yield, NIM, delinquency and collection performance.
  • Implement portfolio optimization initiatives.
  • Drive cross-sell and upsell opportunities within existing customer base.
  • Drive digitization of lending journeys.
  • Enhance customer experience through automation and straight-through processing.
  • Collaborate with technology teams for product enhancements.

What you'll bring

  • Experience Range: 8 to 10 years
  • Graduate (Any Specialisation)

Skills & keywords

FintechLead Product ManagerOnsiteAnalyticsGrowthPricingCompliance

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